How to choose and enroll in a medicare advantage plan
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4. Enter the names of your medications. Be sure to include those you take regularly to get a good estimate of ongoing costs. You’ll also need to select the dosage and quantity, and indicate
how frequently you need to refill your prescriptions. To add another medication, click ADD ANOTHER DRUG. When you’re finished, click DONE ADDING DRUGS. Courtesy Medicare.gov 5. Next, choose
up to five pharmacies to fill your prescriptions. Many plans charge lower copayments for preferred pharmacies. Enter the names of the pharmacies you use or search by your address or ZIP
code. When you’re finished selecting pharmacies, click DONE. 6. You’ll see a list of Medicare Advantage plans in your area. You can filter them according to the coverage you’re looking for.
For example, select PLAN BENEFITS and check VISION, DENTAL, and HEARING. Under DRUG COVERAGE, you can choose INCLUDES DRUG COVERAGE. And SPECIAL NEEDS PLANS let you find a plan that
provides coverage for a chronic condition, such as diabetes or end-stage renal disease. You can sort your list. The default is LOWEST DRUG + PREMIUM COST, but you can change that to LOWEST
YEARLY DRUG DEDUCTIBLE, LOWEST HEALTH PLAN DEDUCTIBLE or LOWEST MONTHLY PREMIUM. If a plan looks enticing, be sure to investigate the types of procedures and items covered and their costs
before committing. Courtesy Medicare.gov 7. YOU’LL GET AN ESTIMATE of each plan’s costs for your medications, premiums, deductible, copayments and maximum out-of-pocket expenses. Click the
PLAN DETAILS button for more information about coverage and out-of-pocket expenses, like copayments for doctor appointments, diagnostic tests, X-rays, emergency care, inpatient and
outpatient hospital coverage, physical and occupational therapy, and mental health services. To see if your doctors are in network, visit the plan’s website. When you click PLAN DETAILS,
you’ll see a PLAN WEBSITE link at the top of the listing. A link to VIEW PROVIDER NETWORK DIRECTORY is under doctor services, which can also direct you to a plan’s website.