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Six benefits not affected by two-child rule as DWP cap could be scrappedHMRC Child Benefit is paid for every child, regardless of how many you have.NewsChristian Abbott Audience Writer16:07,

30 May 2025HMRC Child Benefit is paid for every child, regardless of how many you have. Disability Living Allowance is available for children under 16 who have disabilities and require

extra care or mobility support. The full list of benefits not affected by the two-child rule – as the Labour Party government mulls over axing the controversial cap - have been revealed.

HMRC Child Benefit is paid for every child, regardless of how many you have. Disability Living Allowance is available for children under 16 who have disabilities and require extra care or

mobility support.

‌ Personal Independence Payment, Guardian Allowance and Adoption Allowance are all exempt too, and while the child element of Universal Credit is capped, exceptions do exist.

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Charities have said the two-child benefit limit is one of the key drivers of child poverty. Recent research has suggested about 100 children are pulled into poverty every day by the limit,

meaning up to 20,000 could be affected by a six-month delay.

“I’ve always been clear that it’s on the table,” Labour Party MP Bridget Phillipson said this week as she hinted at a change.

Article continues below “The price tag associated with this is big. But what I would also say, where it comes to the price tag, the cost of inaction is also incredibly high, because this

scars the life chances of children in our country.

“That’s devastating for those children and families, but actually, for all of us as a society, we miss out on the tremendous contribution and talent of so many people.”

Asked why ministers would not take action faster, Phillipson told BBC Radio 4’s Today programme: “They are not changes that a Labour government would ever have introduced. But seeking to

unwind that and to change the social security system is not easy, and it costs a lot of money, and we’ve got to get this right.”

Article continues below “I’ve had conversations with people I represent, with constituents who made perfectly reasonable and rational decisions to have a number of children, to have three

children, say, and something terrible happens in their lives," she said.

“In the case of one constituent I met, they lost their partner who died unexpectedly, they then find themselves unable to access the full support that they had anticipated for their whole

family, even when they made what was a perfectly reasonable choice around family size.”

Phillipson said the changes to the rules “actually haven’t had an impact on the decisions that people are making around family size, all it has done has pushed more children into poverty”.