Service-disabled veterans life insurance (s-dvi) | veterans affairs
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QUESTIONS ABOUT YOUR EXISTING S-DVI POLICY HOW MUCH ARE MY S-DVI PREMIUMS? Your premium (the amount you’ll pay for your coverage) depends on these factors: * Your age, AND * The amount of
insurance you have, AND * The coverage plan you requested, AND * Whether you pay once each month or once each year You can review the premium rates for S-DVI plans. Get S-DVI RH Information
and Premium Rates (VA Pamphlet 29-9) to download CAN I GET A WAIVER SO I DON’T HAVE TO PAY THE PREMIUMS? Yes, in some cases. Under certain conditions, the basic S-DVI policy still provides a
premium waiver for Veterans who are totally disabled. Learn more about premium waivers If you have supplemental S-DVI, you’ll need to pay premiums for this supplemental coverage—even if you
have a waiver for your basic S-DVI premiums. NOTE: Supplemental S-DVI also stopped taking new applications after December 31, 2022. CAN I CHANGE FROM S-DVI TO VALIFE? Yes. If you have
S-DVI, you have these 2 options: * You can apply now for VALife, OR * You can keep your S-DVI. You don’t have to do anything to keep your coverage. WHAT TO KNOW ABOUT CHANGING TO VALIFE IF
YOU APPLY FOR VALIFE BY DECEMBER 31, 2025, you can keep your S-DVI during the 2-year waiting period for VALife benefits. Your S-DVI (including policies with premium waivers) will end when
your full VALife coverage starts. You must pay premiums for both policies during the 2-year waiting period. IF YOU APPLY FOR VALIFE ON OR AFTER JANUARY 1, 2026, your S-DVI (including
policies with premium waivers) will end the day we approve your VALife application. You’ll need to pay only VALife premiums during the 2-year waiting period. But you won’t have full coverage
during this time. NOTE: VALife doesn’t offer premium waivers. If you have a waiver for S-DVI premiums, your waiver won’t transfer to VALife. WHAT IF I HAVE MORE QUESTIONS? You can call the
VA Life Insurance Center at 800-669-8477 (TTY: 711). Call for current hours. We can help answer questions about these policies: * VALife * S-DVI * Any VA life insurance policy that starts
with a V, J, RS, or W