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MINNESOTA For 2024, Minnesotans with AGIs of up to $82,190 for an individual and up to $105,380 for a couple filing jointly do not have to pay state taxes on their Social Security income.

Residents with higher incomes — up to $118,190 for a single filer and $140,380 for couples — may qualify for a partial tax break on their benefits. Above those thresholds, all federally

taxable benefits are subject to state income tax. Residents may use an alternative method to determine taxes they owe on Social Security income, based on how the deduction worked for all

beneficiaries before 2023, when lawmakers changed the state’s policy. However, very few taxpayers benefit from using the alternative method, according to a March 2024 report by the Minnesota

House Research Department. Minnesota taxes income at rates ranging from 5.35 percent to 9.85 percent. For more information, contact the Minnesota Department of Revenue. MONTANA Like the

federal government, Montana does not tax Social Security for people with overall incomes of less than $25,000 for a single filer and $32,000 for a couple filing jointly. Residents who make

more are liable for tax on their benefits, but the state uses a different method than the feds to determine the taxable amount. The state tax form includes a worksheet for calculating the

difference. JOIN OUR FIGHT TO PROTECT SOCIAL SECURITY Sign up to be an AARP activist and tell your lawmakers to protect Social Security for the hardworking Americans who have earned it. 

Learn more about how AARP is safeguarding Social Security so it remains strong. Montana’s income-tax rates range from 1 percent to 6.75 percent. The top rate will drop to 5.9 percent in the

2024 tax year. For more information, contact the Montana Department of Revenue. NEW MEXICO Social Security income is fully deductible for New Mexicans with AGIs below $100,000 for an

individual and $150,000 for a couple filing jointly.  New Mexico taxes income at rates from 1.7 percent to 5.9 percent. For more information contact the New Mexico Taxation & Revenue

Department. RHODE ISLAND The state does not tax benefits for people who have reached full retirement age as defined by the Social Security Administration (between 66 and 67, depending on

year of birth) and have an AGI below $126,250 for a couple filing jointly or $101,000 for a single filer or head of household. If you have not reached full retirement age, or have and your

income exceeds those thresholds, your benefits are taxable. Rhode Island taxes income at rates ranging from 3.75 percent to 5.99 percent. For more information, contact the Rhode Island

Department of Revenue’s Division of Taxation. UTAH Utah uses the federal formula to calculate how much Social Security income is taxable at the state tax rate, which is 4.55 percent, but the

state offers a full or partial credit on those taxable benefits. Married couples filing jointly and heads of households reporting 2023 income of $75,000 or less, and singles making $45,000

or less, qualify for a full tax credit on their benefit income. Those earning more can still get a partial break on their benefits, with the tax credit reduced by 25 cents for each dollar

above the income thresholds above. For more information, contact the Utah State Tax Commission.